In Texas, if you are involved in an accident or suffer some other type of injury as a result of someone else’s negligence, insurance adjusters may use certain tactics to minimize the amount they must pay out. It is important to be aware of these tactics so that you can protect your rights and get the full compensation you deserve. Below are some common tactics and defenses insurance adjusters use in Texas:
1. Denial – This is when the insurer simply denies liability for the claim or refuses to accept responsibility for any losses associated with it. This is often the first step adjusters use in hopes that you will stop fighting and they don’t have to pay for your damages, medical bills or lost wages. In this instance, it’s important to enlist the help of an attorney who can review your case and provide legal representation if necessary.
2. Delay – Another tactic used by insurance adjusters is to delay the process of settling the claim. This can be done through requesting unnecessary documents and paperwork, or simply dragging their feet when it comes to making a decision on the claim. In this case, an attorney may be able to help expedite the process. Clients might feel pressured to accept a bad or low offer if the case is dragging out due to lost wages and the need to cover their living expenses.
3. Lowball Offer – Insurance companies are notorious for making lowball offers in hopes that desperate claimants will accept them out of desperation or ignorance of their rights. An experienced attorney can ensure that you don’t accept any offer that is less than what you deserve and can provide guidance on how to handle negotiations with insurers.
4. Misclassification – Insurers may try to classify your injury as something other than what it actually is in order to pay less compensation. An attorney can help you identify any misclassifications and make sure you get the right settlement for your injuries.
Get Help Now from a Texas Personal Injury Lawyer
By being aware of these common tactics, you can be better prepared when dealing with insurance adjusters in Texas and ensure that you receive a fair and just settlement for your claim. If you have any questions or need assistance, it is important to seek out an experienced attorney who understands the legal process and can provide guidance throughout the claims process. Adam Miller, The Texas Bulldog is fully versed in all of the insurance adjuster’s tactics and how to combat each of them. Call him now for a free, no-obligation case review at 713-572-3333. Don’t wait to get them compensation you deserve for your injuries, contact The Miller Law Firm today. You will never be asked to pay anything unless The Texas Bulldog wins or settles your case.
