Hail Damage Claims

Serious storms and hurricanes are far too common in the Gulf Coast. Between 1851 and 2016, 289 hurricanes affected the continental U.S. Of these, 63 made landfall in Texas.  Harvey, which made landfall in southern Texas on August 25, 2017, was the last major hurricane (Category 3 storm or above) to hit the Lone Star State. Due to the frequency of these storms, Texas has a high number of insurance claims, which has contributed to more people having their claims underpaid or even denied by insurance adjusters.

Having homeowners insurance is supposed to protect you from paying large bills out-of-pocket arising from hail/wind/tornado/hurricane damage.  However, insurance companies will always try to underpay you or deny your claims.  Calling an experienced attorney to fight on your behalf can help get you the money you deserve for your property damage.

The Destructive Force of Hail

Hail can vary in size, but even small hailstones have the power to cause significant damage to your home. Roofs and siding can suffer from dents and cracks, windows and doors can shatter, and overall structural damage can compromise your home’s stability. Not just unsightly, these damages can also result in water leaks, leading to interior damage and the growth of harmful mold.

Why Immediate Action is Crucial

After the storm, swift inspection and repair are essential. Unrepaired hail damage can lead to more serious problems, such as roof collapse or electrical fires. To safeguard your home and prevent further detriment, it’s important to assess and address the damage quickly.

Identifying Hail Damage

Here are some signs to look out for when checking your home after a hail storm:

• Dents, cracks, or missing pieces on roofing materials
• Chips or cracks in paint, siding, or windowsills
• Broken or damaged windows, shutters, or doors
• Accumulation of roofing material in gutters or downspouts

If you notice any of these indicators, document the damage with photographs – these will be crucial when you file an insurance claim.

Navigating Insurance Claims

Filing an insurance claim for hail damage can sometimes feel as daunting as the storm itself. It involves submitting evidence of the damages, assessing repair costs, and negotiating with insurance adjusters. Many homeowners aren’t sure what their policies cover or face pushback from insurance companies trying to minimize payouts.

Adam Miller, The Texas Bulldog specializes in property claims and can be an invaluable ally in this process. He can ensure that your claim is accurately represented and that you receive the compensation needed to restore your home to safety.

The Impact on Habitability and Personal Safety

Severe hail damage can turn your dwelling from a sanctuary into a hazard zone. Cracks and holes from hail can make your home unsafe, leaving it vulnerable to the elements or causing weaknesses that may lead to more profound damage or personal injury if not promptly fixed.

Texas Homeowners And Hail Damage

Texas homeowners know all too well the frequency and severity of hail storms in the Lone Star State. Arguing with insurance adjusters can feel like talking to a wall, because they have already made a decision regarding your claim. Their goal is to pay as little compensation as possible or deny your claim altogether.  You are entitled by Texas law to have your damaged property repaired or replaced to its pre-loss condition. If your insurance company is trying to cut corners call The Miller Law Firm for help.

Contact The Texas Bulldog for Storm Wind and Hail Damage Insurance Claims

Contact Adam Miller, The Texas Bulldog for a free case evaluation. When your home is damaged due to wind or hail, your insurance policy entitles you to a fair and prompt settlement of your property damage claim. Your insurance company has a duty to settle your claim promptly and in good faith. If your insurance company if give you the runaround or fails to promptly settle your damages, call us now at 713-572-3333.