If you were hurt in a car accident in Conroe, you are dealing with two things at once: your recovery, and an insurance company that wants to close your claim fast. The Miller Law Firm, home of The Texas Bulldog, represents injured drivers and passengers in Conroe and across the Houston area. Adam Miller has tried more than 100 jury trials and meets with every client himself. Your first consultation is free, and you pay no attorney’s fees unless we recover money for you.

Quick answer: After a Conroe crash, get medical care, report the crash, and do not give a recorded statement to the other driver’s insurance company until you have talked to a lawyer. Texas gives you two years from the crash date to file a lawsuit, and you cannot recover if you are found more than 50% at fault. Call 713-572-3333 for a free consultation.
Historic brick storefronts on a downtown street in Conroe, Texas, on a sunny day
Downtown Conroe, the county seat of Montgomery County.

The roads that carry Conroe traffic

Conroe is about 40 miles north of Houston, and most of its traffic runs through a few roads. Interstate 45 is the main route between Conroe and Houston, with Loop 336 interchanges on the south and north sides of the city. Loop 336 circles the city. SH 105 runs east and west through town and crosses I-45, and SH 75 meets I-45 at the south side of the loop. FM 3083 connects other parts of the county.

Many Conroe drivers commute south on I-45, and that corridor also carries delivery vehicles and 18-wheelers. If a commercial truck was involved in your crash, read about truck accident claims, because those cases work differently from a two-car crash.

Which county your Conroe case belongs in

Conroe is the county seat of Montgomery County, where the county’s courts are located. That matters because a lawsuit is generally filed in the county where the crash happened or where the at-fault driver lives. Most claims settle without a trial, but we prepare every case with a trial in mind, and that preparation is what pushes insurance companies to make fair offers.

A calm lake in Conroe, Texas, with pine and cypress trees reflected in the water
A lake in Conroe.

How to get your Conroe crash report

The Conroe Police Department’s Records Division can help you get a crash report in person. Reports are also available online through the Texas Department of Transportation, which keeps every Texas crash report. You can buy yours online on the TxDOT crash reports page. A regular copy costs $6 and a certified copy costs $8, plus a small fee if you pay by card. Check the current price at checkout. Our Conroe accident report guide walks through each step.

Texas law limits the full report to people involved in the crash and others with a proper interest, such as their insurance company or lawyer. If the online system cannot find your crash, you can request the report by mail with TxDOT’s CR-91 form. When you get it, read it closely. Insurance companies pay attention to what the officer wrote about who caused the crash, so tell us right away if anything looks wrong.

What to do after a Conroe car accident

Get medical care first, even if you feel fine, because some injuries show up days later. Call the police so a report is made, take photos of the vehicles, the road and your injuries, and get names and contact information for the other driver and any witnesses. Do not apologize or guess about fault at the scene. Our full checklist for what to do after a car accident goes through each step.

Driver with a hand on his forehead calling for help on his phone beside a damaged car after a crash
Get medical care and call the police first, even if the crash seems minor.

How fault and insurance work in Texas

Texas is an at-fault state, not a no-fault state, so the driver who caused the crash is responsible for the damage. You can read how that works in Is Texas a no-fault state? Fault is shared in many crashes, and the other side will look for ways to blame you. Your compensation drops by your share of the blame, and you cannot recover at all if you are more than 50% at fault, which is why the comparative fault rules matter.

How your share of the blame changes what you can recover

How your share of fault changes what you can recoverLine graph for an example $100,000 claim. At 0% at fault you can recover $100,000, at 25% $75,000, at 50% $50,000, and at 51% or more you recover nothing.$0k$25k$50k$75k$100k0%25%50%75%100%0% at fault: $100,00025% at fault: $75,00050% at fault: $50,00051% or more: $0Your share of the blame for the crashWhat you can recover

Example only: a claim worth $100,000. Texas reduces your compensation by your percentage of fault (Civil Practice and Remedies Code 33.012) and bars recovery above 50% (section 33.001).

Insurance can also be a problem. Texas only requires drivers to carry 30/60/25 coverage, and serious injuries can cost far more than that. If the other driver is uninsured or underinsured, your own policy may be the only source of money, so find out what coverage you have before you talk to anyone.

Texas minimum coverage compared with a serious injury

Texas minimum liability coverage compared with a serious injury claimBar chart. Texas minimum liability insurance pays at most $30,000 for injuries to one person and $60,000 for all injuries in one crash. An example serious injury claim of $100,000 is larger than both.Injuries to one person$30,000All injuries in one crash$60,000Example serious injury$100,000Texas also requires $25,000 for property damage. The $100,000 claim is only an example.

Texas requires drivers to carry at least 30/60/25 liability coverage (Transportation Code 601.072). The most it pays for injuries is $30,000 per person and $60,000 per crash.

What a Conroe car accident claim can include

A claim can cover your medical bills, lost income, the cost of repairing or replacing your vehicle, and the pain and disruption the crash caused. We build a case by gathering the records, the evidence and the witnesses, then we handle the insurance company so you can focus on getting better. If the insurance company will not make a fair offer, we are ready to take the case to a jury.

Attorneys Adam H. Miller, Daniel Weisfeld and Drew Shirley with McLovin' at The Miller Law Firm office
The attorneys at The Miller Law Firm, with McLovin'.

Frequently asked questions about Conroe car accidents

How long do I have to file a car accident lawsuit in Conroe?

Texas gives you two years from the date of the crash to file a personal injury lawsuit. There are a few narrow exceptions, but you should not count on them. Waiting also makes evidence harder to find, so it is better to talk to a lawyer early. Our statute of limitations guide explains the deadline in more detail.

Where do I get my Conroe crash report?

The Conroe Police Department’s Records Division can help you in person. You can buy the report online from TxDOT. A regular copy costs $6 and a certified copy costs $8, plus a small card fee. If the online system cannot find your crash, you can request it by mail with TxDOT’s CR-91 form.

What if the other driver has no insurance, or not enough?

Your own policy may help. Underinsured and uninsured motorist coverage can pay when the other driver cannot cover your losses. Our uninsured and underinsured motorist guide walks through how it works, and you can see why Texas minimum coverage often falls short in our car insurance guide.

What if I was partly at fault for the crash?

You can still recover money as long as you were not more than 50% responsible. Your compensation is reduced by your share of the blame. If you were found 51% or more at fault, you cannot recover. Insurance companies often try to push more blame onto you, so it helps to have a lawyer on your side. Read more in our comparative fault guide.

Should I talk to the other driver’s insurance company?

Be careful. The other driver’s insurer is not on your side, and a recorded statement can be used against you later. You do not have to give one. Talk to a lawyer first. Our recorded statement guide explains what to say and what to avoid.

How much does it cost to hire a Conroe car accident lawyer?

The first consultation is free. You pay no attorney’s fees up front, and we are paid only if we recover money for you. See how that works in our car accident lawyer fee guide.

Serving injured drivers near Conroe

We also help drivers throughout the Houston area, including Houston, The Woodlands, Cypress and Katy. For the full picture, see our car accident practice area.

Hurt in a Conroe car accident? Call 713-572-3333 for a free consultation. The Miller Law Firm, home of The Texas Bulldog. Se habla español.